Q: If the groom calls off the wedding and the bride wants to keep the ring, who finishes paying for the ring?
A: The ring is returned to the man. It was not a gift, but rather was a symbol of their engagement. When the engagement is terminated, the ring goes back, unless they bought it together and shared the costs. If that is the case, the one who keeps it can reimburse the other, or they can sell it and reimburse one another.